Over 70 people are being declared bankrupt every hour according to new statistics released by the Insolvency Service. The recent recession and credit crisis have provoked a dramatic upswing in the number of individual facing mounting debt problems in England and Wales. Such is the extent of the issue that we have seen an increase in the number of bankruptcy petitions of almost 300% in the last few years. Even more worrying, the Insolvency service is predicting a further increase when interest rates return to their normal levels.
Author: Charles Michel
Adventure travel is one of the hottest trends in the travel industry these days, with many travel companies offering exciting adventure travel packages to exotic countries, rugged areas and off the beaten track locations. From walking with gorillas in Uganda, to trekking through historical countries in Asia, there is an adventure travel package to suit all needs.
There are so many of us want the easy way out. We want to fall in love, get rich, lose weight, and get a promotion. We want all of these by yesterday. We’d rather not wait to get those things that we need or want. And sometimes it is more than a bit unrealistic to want everything at this exact moment. However, sometimes it isn’t as unrealistic as we may think. Losing weight is one of those areas where we can cheat a little.
The history of ironing is long and interesting. Ironing first appeared among our cave forebears. They used wood, polished stones or bone to iron with. This progressed for a few millennia with different implements until Henry W. Seely patented the first electric iron in 1882. The first steam iron appeared about 40 years later, in 1926.
Following fashion trends can be fun. We read fashion magazines and blogs, and follow celebrities religiously to see what comes out of their wardrobe. And while watching celebrity fashion trends can be exciting, we have to remember that their budget is a lot more than what ours is. In fact, they probably do not even have a budget to begin with. It is important to understand the style rules that stand the test of time. Being fashionable is not about wearing the latest trends, but about wearing what makes you look and feel good. People like Marilyn Monroe and Kate…
Most of us have seen private investigators on television and enjoy watching their programs. They are interesting and engross us with their fascinating crime solving activity. Private investigators exist in real too. These people have been helping many people to search people who stole their money, jewelry or kind. Private investigators are generally thought of as those people who solve the problems concerning the marital life of husband and wife.
Staying in fashion and establishing a style statement takes a lot more than wearing designer clothes. People who want to stay stylish and change their look as per the changing fashion needs to focus on their overall personality including their dress, shoes and accessories.
Every day in the UK, it’s estimated that an average of 390 adults become insolvent. This is in spite of the supposed end of the recession last year. We’ve heard about the green shoots of recovery for a while now and the housing market is certainly showing signs of improvement. However, it’s understandable that the period of recovery may be drawn out by the number of people who lost their jobs and remain unemployed. In addition to this, there is also the damage to consumer confidence that’s stopping us all going out and spending like we did pre-recession.
A recent study has revealed that almost one in three personal loans that were taken out by people in the UK over the last year were actually for consolidating their debt. Debt consolidation is an understandably attractive proposition for many facing mounting debt problems. As the name suggests, consolidation of your debts makes them easier to manage. This is achieved in a number of ways. For starters, the idea is that you reduce the amount you pay out each month and only make one payment, at the same time and to the same lender.
Financial questions are at the forefront of many people’s minds in the UK at the moment and have been for some time. Due to the recent financial turmoil that has swept over the country like a cloud of volcanic ash, the recent televised debate between Labour leader Gordon Brown, Conservative leader David Cameron and Liberal Democrat leader Nick Clegg was understandably focussed on such concerns. People in the UK are looking for debt advice from a number of sources and it’s to be expected that we look to our leaders to provide some reassurance of a stable hand on the…